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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner insurance claim process, but also helps in the recovery and replacement of...

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Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their driving to current conditions.

Rain, Snow and Ice

It’s not...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims should you become the new owner.

An Aging Roof

Roof problems...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road.

Always Assume...

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Raving Fans: Recent Testimonials

"I would like to take this opportunity to say thank you. Heidi goes the extra mile. Her undivided attention, expertise, knowledge, the way she takes pride helping, doing a lot of things you don't see behind the scenes." - long-time home, auto and umbrella client

"We can’t thank you...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to huge bills for damage to their own vehicles after an accident. Here’s how you...

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Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would handle this kind of emergency? Here are a few tips to...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have. Here are some basics about life insurance, intended to help you...

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Accidents, Surcharges, Appeals and Your Auto Policy

In general, if you are in an auto accident in MA where damages paid by the company exceed $1,000 and you are deemed 50% or more at fault you will be surcharged. Companies are required by law to surcharge drivers. A surcharge is a notification sent by the company...

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7 Flood Facts You Need to Know

Here are 7 flood facts every property owner should know:

  1. What is flood? Simply stated, a flood is water from the 'ground up' covering more than two acres of normally dry land resulting from a) overflow of inland or tidal waters; b) unusual and rapid accumulation or runoff of...

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